Business name, address, and contact informationBusiness structure (LLC, Corporation, Sole Proprietor, etc.)Employer Identification Number (EIN)Date business was establishedBusiness licenses or permitsOwnership details (names, titles, and % ownership of all owners)Personal information of all owners (ID, SSN, home address, contact info)

Type of loan requested (term loan, line of credit, SBA loan, etc.)Loan amountPurpose of the loan (equipment purchase, working capital, real estate, etc.)Desired repayment terms

Business tax returns (last 2–3 years)Year-to-date profit and loss (P&L) statementYear-to-date balance sheetCash flow statement (current and projected)Bank statements (last 3–6 months)Accounts receivable aging report (if applicable)Accounts payable report (if applicable)Debt schedule (list of existing business debts)

Personal tax returns (last 2–3 years)Personal financial statement (assets, liabilities, income, expenses)Credit report or authorization for lender to pull credit

Executive summaryBusiness description and missionMarket analysisOrganizational chartProduct/service descriptionSales and marketing planManagement team biosFinancial projections (usually 12–36 months)

Articles of incorporation / OrganizationOperating agreement or partnership agreementCorporate bylaws (if applicable)Certificate of good standing (from state agency)

Description and valuation of collateralTitle or ownership documentsEquipment appraisals (if applicable)Real estate documents (if applicable)

Purchase agreement or lease agreementReal estate appraisal (or lender may order one)Environmental site assessment (if applicable)Property income & expense statements (if investment property)Rent roll (if leasing property to tenants)Zoning compliance documentation