Business name, address, and contact infoBusiness license or registration documentsEmployer Identification Number (EIN) or Tax IDBusiness bank account detailsVoided business checkIndustry type (NAICS code)Years in business (must often be > 6 months or 1 year)

Owner's full name and contact infoSocial Security Number (for credit check)Government-issued ID (Driver's license or passport)Ownership percentagePersonal credit score or authorization for credit check

Last 3–6 months of business bank statementsLast 3–6 months of merchant processing statements (credit/debit card transactions)Recent balance sheet (if available)Recent profit and loss (P&L) statementBusiness tax returns (past 1–2 years) – sometimes optional for smaller loansDebt schedule (list of current business debts) – if refinancing or consolidating

Monthly revenue and average daily salesAverage number of credit card transactions per monthAny seasonal fluctuations in revenueDetails on major customers or contracts (if relevant)

Amount of funding requestedPurpose of the loan (inventory, equipment, payroll, expansion, etc.)

Disclosure of any bankruptcies, liens, or judgmentsSigned authorization to pull credit and background checkSigned loan/mca application